Attention homeowners in Clio and Genesee County: Need an appraisal?

Here are the top 7 reasons why MI homeowners use Allstate Appraisers Service:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge Genesee county's assessment of your propertyvalue
  3. Remove PMI to lower your monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a MI divorce, where real estate needs to be divided
  7. Settle an estate in MI by determining the true market value of real estate in question

Do you own a home in or near Clio? Do you need help deciding the price of your real estate?
Contact Allstate Appraisers Service.

At Allstate Appraisers Service, we understand the unique needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Allstate Appraisers Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value report than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experienced in helping homeowners just like you get rid of unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that is declining or not appreciating as much as other houses nearby. That only means you are most likely paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Allstate Appraisers Service is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be annoying from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from Allstate Appraisers Service can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd like to have an expert double-check it for precision or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Allstate Appraisers Service offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Allstate Appraisers Service can help with that too. Even though this is usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.